Disclaimer

Not legal, financial or medical advice

The App, this Website and our guides give general information about storing documents, tracking payments and keeping passwords safe. They are not legal, financial, tax, insurance or medical advice. Rules for identity documents, insurance and loans change. For decisions that matter, speak to a qualified professional or the issuing authority.

A copy is not the original

A document saved in OnlyWallet is your own copy for reference. Whether an authority, bank or employer accepts a copy, a photo or an OnlyWallet Card depends on their rules. Use official channels, such as DigiLocker or the original document, where they are required.

Reminders can be missed

• Reminders depend on your device: notification permission, battery saving, quiet hours (on by default from 10 pm to 8 am), whether exact alarms are allowed on Android, and whether the App has been opened recently.
• Push reminders depend on Google and Apple delivering them, and on a connection.
• Due dates and amounts come from what you enter. A wrong date gives a wrong reminder.

Treat reminders as a helpful nudge, not a guarantee. Pay bills, EMIs and premiums by their real due dates, and keep auto-debits or bank alerts where they matter.

Scans and bill messages can be misread

Text recognition on scanned documents and the reading of bank, biller and insurer messages run on your device and can misread or miss details. The App always shows what it found and asks you to check every field before saving. Check numbers, names and dates against the original. Loan and EMI figures are calculated from the values you enter and may differ from your lender's statement because of rounding, fees or rate changes.

Password health is a guide

Password strength and health scores are estimates. A "Strong" rating does not guarantee an account cannot be broken into. Turn on two-factor authentication wherever it is offered.

Platforms and availability

The web app at app.onlywallet.in is available now. The Android and iOS apps and the browser extension for Chrome and Edge are being prepared for their stores; see Download for the current status. Some features are platform specific: for example biometric unlock and document scanning are not available in the web app, and screenshots cannot be blocked on iPhone or in a browser.

Guides and examples

Our blog posts and examples are written carefully but may not cover your situation and may become out of date. Names, numbers and documents shown in screenshots and examples are made up.

Third-party names

Names of banks, insurers, government documents, browsers and platforms are used only to describe what the App can store or work with. They belong to their owners, who do not endorse OnlyWallet.

Limits of liability

OnlyWallet is free and provided "as is". Our liability is limited as set out in the Terms of service. Questions? Email [email protected].